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How Afterpay Works

Afterpay Split Payments

Split your purchase into 4 instalments

You'll pay your first instalment at the time of purchase, and the remainder every fortnight.


Afterpay No Fees When You Pay On Time

No fees when you pay on time

With interest-free instalments, the only fees are for late payments. You can find your payment schedule in the Afterpay app and we'll send you regular reminders. 


Afterpay instant approval

Enjoy instant approval decision

You’ll know you’ve been approved within seconds. Orders ship as they would with any other form of payment, as quickly as you choose. 


All you need is:

1. A payment card.  2. To  be over 18 years of age.  3. Be a resident of country offering Afterpay.
To see Afterpay's complete terms, see